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Short Term Travel Accidental Insurance


1.Accidental Death ,Dismemberment & Major Burn Benefit(ADD)

When one suffers any one of the following losses after an accident:-

  1. Loss of life – the principle sum shall be payable
  2. Dismemberment, loss or major burn as specified in the schedule of indemnity – the percentage of indemnity (10% - 100%) shall be payable.

2.Double Indemnity (DI)
Should an accident occur while one is riding solely as a passenger in any public conveyance coverage licensed to carry passengers or suffers from a fire in school or hospital compound, the compensation shall be double the original principal ADD. Public conveyance includes bus, taxi, airplane, lift and escalator.

3.Accidental Medical Reimbursement (AMR)

Covers medical expenses, one will be reimbursed for medical and surgical expenses incurred up to a maximum amount selected.

4 .   Accidental Hospital Income (AHI)

When one is hospitalized due to accidental injuries sustained immediately after the policy effective date, a daily hospital income of the amount selected will be payable up to 180 days

Short Term Travel Accidental Insurance

Responsibility

Sum assured (RMB)

 

Plan 1

Plan 2

Plan 3

Plan 4

Plan 5

Plan 6

Plan 7

Plan 8

Accidental Death ,Dismemberment & Major Burn Benefit(ADD)

50k

50k

100k

200k

500k

1000k

 

 

Double Indemnity (DI)

 

50k

100k

200k

400k

1000k

2000k

 

 

Accidental Medical Reimbursement (AMR)

5000

5000

10k

20k

50k

100k

 

 

Accidental Hospital Income (AHI)

 

20

20

40

80

200

400

 

 

Insurance Period day

Premium Table (one plan only)

1-7

18

19

31

54

122

235

 

 

8-15

27

29

47

81

185

358

 

 

16-30

41

43

71

124

282

545

 

 

31-45

54

57

93

162

368

712

 

 

46-60

61

65

106

184

419

810

 

 

61-90

72

76

124

216

490

948

 

 

91-180

124

131

215

374

850

1645

 

 

 


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